What you need to know come settlement day
The search for your dream property can be both exciting...
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- 1 Fifth Avenue, Kedron Qld 4031
First Home Buyer Support
Expert support to help you navigate the process, understand your options, and move forward with clarity and confidence.
Your First Home Journey Starts Here
Buying your first home is one of life’s most significant and exciting milestones – but it can also feel daunting and overwhelming. At Aspire Mortgage & Finance, we’re here to simplify the process. Whether you’re just starting to explore your options or ready to make a move, you’ll find clear, practical guidance and support every step of the way.
Why First Home Buyers Choose Aspire
We recognise that no two buyers are alike. That’s why we take the time to understand your goals, explain your options, and help you build a strategy that works for you – not just the bank.
Clarity Without Jargon: We break down the process in plain English.
Tailored Guidance: We match you with a lender and loan that suits your needs and situation from our panel of 30+ lenders.
End-to-End Support: We help you understand all the moving parts, like contracts, deposits and repayments. From pre-approval to settlement and beyond – we’re with you all the way.
And best of all? You don’t have to pay us a fee. We’re paid by your chosen lender after settlement, so you can focus on finding your perfect home without additional financial pressure.
Get Started With The Essentials
Our foundational resources are designed to help you build a clearer understanding of your options and take informed steps towards your first home.
Estimate your purchasing power, borrowing capacity, loan repayments, stamp duty costs and more with our easy-to-use smart calculators.
Lender’s Mortgage Insurance (LMI)
Learn what LMI is, when it applies, how it is calculated, and ways to avoid it.
Family Guarantee Loans
Learn how using a family member’s property as security could help you buy sooner with a smaller deposit.
Home Guarantee Scheme
See if you’re eligible for government-backed programs that support first home buyers with as little as a 5% deposit.
Explore Our Blog
Our blog features news and insights into lending, property, and personal finance. It’s a helpful resource for building your knowledge, wherever you’re starting from.
How We Help You Move Forward
Whether you’re saving for a deposit, comparing loans, or unsure where to start – we’ll walk you through every stage of the journey.
1. Discovery: We listen to your goals and discuss your options.
2. Loan Strategy: We compare a wide panel of lenders and products to find the right fit.
3. Application to Approval: We handle the paperwork, communicate with lenders, and keep you informed.
4. Beyond Settlement: We continue to support you with refinancing, future planning, and advice as your needs evolve.
Are You a Professional? You May Qualify for Special Home Loan Benefits
If you’re a doctor, lawyer, nurse, accountant, engineer, or work in another recognised profession, you might be eligible for Lender’s Mortgage Insurance (LMI) waivers and professional package discounts, including lower interest rates, reduced fees and flexible loan features. These exclusive offers can save you tens of thousands over the life of your loan and get you into a property sooner.
Speak to a broker today to find out more.
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Ready to take the next step?
Embarking on your first home purchase is a big decision, but you don’t have to do it alone. Our team is here to provide the guidance and support you need to make informed choices with clarity and confidence.
Get in touch to have a chat about your next steps, or to book in a free consultation with our friendly team today.