Finance for Management Rights

Whether you’re looking to invest in an established management rights business or exploring an off-the-plan opportunity, Aspire Mortgage & Finance is your trusted partner in securing the right finance solution.

Financing management rights is a specialised area—not every lender offers it, and those that do often have vastly different terms and criteria. That’s where our expertise makes all the difference. We understand the nuances of this type of lending and know exactly what’s needed to navigate the process successfully.

Finance can typically be structured to cover both the residential property and the management rights themselves—also known as the business component. This business aspect is assessed in a similar way to a real estate rent roll, with value based on the income it generates.

Like any business acquisition, due diligence is key. This usually includes legal and accounting reviews, particularly for contracts, body corporate agreements, and any clawback or claw-forward clauses. For off-the-plan purchases, projected cash flow is analysed, while existing operations are assessed based on historical financials. These steps are essential to protect both you and your lender.

Lenders will also look at your background—experience in business, real estate, property management or hospitality is a plus—as well as your financial position, including available cash reserves and asset backing.

We’re here to guide you through the process with clarity and confidence.